Frequently Asked
Questions

BachatAI is an AI-powered personal finance app designed for India. It automatically tracks your expenses, helps you create budgets, set saving goals, manage bill payments, and gives you personalised financial advice — all through a simple chat interface. No bank account linking required.

Yes, BachatAI is free to get started. The basic plan includes expense tracking, budgets, saving goals, and planned payments. We also offer a Pro plan with unlimited AI queries and additional features for those who want more.

BachatAI is available on the Google Play Store and Apple App Store. Just search for "BachatAI" or use the download links on our homepage.

BachatAI is currently designed specifically for the Indian market — the currency, spending patterns, and AI advice are all tailored for Indian users. We may expand to other regions in the future.

BachatAI detects your transactions in the background and organizes them automatically. You don't need to enter anything manually, and we never ask for your bank credentials or link to your bank account. The tracking works securely and privately on your device.

The AI advisor is a chat-based interface where you can ask BachatAI to do things like "create a ₹15,000 grocery budget for this month" or "help me save ₹10,000 this month." The AI understands your spending patterns and gives personalised recommendations. It can create budgets, schedule payment reminders, and build saving plans — all from a conversation.

You can view all your transactions, and long-press any transaction to assign it to a budget category, link it to a planned payment, or add it to your monthly saving goal. This gives you full control over categorizing where every rupee goes.

Planned payments let you track recurring bills like rent, electricity, subscriptions, and credit card payments. Add the amount and due date, and BachatAI tracks whether each payment is paid or unpaid. You'll never miss a deadline again.

You set one saving goal per month with a target amount. As you go through the month, you can assign transactions to this goal. BachatAI shows your progress — how much you've saved, how much is remaining, and what percentage you've achieved. It's designed to build consistent saving habits, one month at a time.

No. BachatAI never asks for your bank credentials, never links to your bank account, and never has access to your banking information. This is a core principle — we believe you shouldn't have to hand over your financial keys to get good advice.

Yes. Security is built into every layer of BachatAI. Your financial data is encrypted and stored securely. We don't sell or share your personal information with third parties. You can read our full Privacy Policy for details.

Absolutely. You can request complete account deletion and removal of all your data at any time. Visit our Delete Account page for instructions on how to do this.

The free plan includes automatic expense tracking, budget creation, planned payments, monthly saving goals, transaction categorization, and a limited number of daily AI queries. It's everything you need to get started with managing your money.

The Pro plan unlocks unlimited AI queries, advanced insights, and additional features to help you get even more out of BachatAI. Check our Pricing page for the latest details.

Yes, you can cancel your Pro subscription at any time. There are no long-term commitments. After cancellation, you'll continue to have access until the end of your billing period, after which your account reverts to the free plan. See our Refund Policy for more details.